Terms & Conditions
Welcome to the Whitco Insurance Agency LLC website. These Terms and Conditions (“Terms”) govern your use of our website, online services, and all information provided through our digital platforms. By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use our site.
1. Use of Website
You may use this website for lawful purposes only. You agree not to:
Violate any applicable laws or regulations
Interfere with or disrupt the security or functionality of the website
Use automated means (such as bots or scrapers) to access the site
Attempt to gain unauthorized access to restricted areas of the site
2. Insurance Disclaimers
The information provided on this website is for general informational purposes only and does not constitute an insurance quote, offer, or contract. All coverages are subject to underwriting guidelines, policy terms, conditions, and exclusions. Actual coverage is determined only upon policy issuance.
Quotes are not guaranteed until reviewed and confirmed by a licensed Yacht INS representative or approved insurance carrier.
3. Intellectual Property
All content on this website—including text, graphics, logos, videos, icons, and images—is the property of Yacht INS or its content providers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or publicly display any content without our prior written consent.
4. Third-Party Links
Our website may contain links to third-party websites for your convenience. These links do not imply endorsement, and Yacht INS is not responsible for the content or practices of third-party sites. We encourage you to review their terms and privacy policies.
5. Privacy Policy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our site, you consent to the practices described in the Privacy Policy.
6. No Warranties
The website and its content are provided "as is" and without warranties of any kind, either express or implied. We do not guarantee that the website will be error-free, uninterrupted, or secure. While we strive to ensure accurate and up-to-date information, we make no warranties about the completeness or reliability of the content.
7. Limitation of Liability
To the fullest extent permitted by law, Yacht INS and its affiliates, partners, and employees shall not be liable for any direct, indirect, incidental, or consequential damages arising out of or related to your use of the website or reliance on its content. This includes damages related to loss of data, business interruption, or system errors.
8. Indemnification
You agree to indemnify, defend, and hold harmless Yacht INS, its employees, contractors, and affiliates from any claims, liabilities, damages, and expenses arising from your use of the website, violation of these Terms, or infringement of any rights.
9. Modifications to Terms
Yacht INS reserves the right to modify these Terms at any time. Updates will be posted on this page with the effective date revised accordingly. Your continued use of the website after such changes constitutes your acceptance of the updated Terms.
10. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any legal action or proceeding relating to this website shall be brought exclusively in a state or federal court located in Florida.
11. Contact Us
If you have questions or concerns about these Terms, please contact:
Pablo Silva
📧 Email: Pablo.Silva@whitcoinsurance.com