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Tailored Protection. Unmatched Expertise
At Whitco Insurance Agency LLC, we specialize exclusively in marine and yacht insurance—offering personalized policies tailored to your vessel, lifestyle, and navigation needs. With industry expertise, global coverage options, and responsive service, we’re the trusted partner that ensures you’re protected no matter where the tide takes you.
Navigating Marine Insurance with Purpose
From modest roots to a trusted name in marine insurance, Yatch In has grown with a mission: to deliver reliable, customized coverage for life on the water. Our journey is fueled by a passion for maritime life, a commitment to excellence, and the belief that your peace of mind should be as vast as the oceans you explore.
How to Work With Us
01
Request a Free Quote
Fill out our quick online form or call us directly to share your vessel type, usage, and navigation plans.
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02
Get a Customized Policy
Our marine insurance experts will tailor a coverage solution specifically for your needs—no cookie-cutter policies here.
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03
Review & Approve
We walk you through every detail so you understand your coverage. Once approved, you’re ready to set sail with confidence.
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04
Stay Protected
Enjoy peace of mind knowing your vessel, crew, and lifestyle are secured—whether you’re docked or crossing oceans.
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05
Ongoing Support
We’re with you long-term. Need to update your coverage, file a claim, or ask questions? Our dedicated support team is just a call or email away.
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Our Core Services
Enjoy Florida’s waters with peace of mind. Our pleasure boating insurance protects your vessel, passengers, and liabilities—perfect for weekend outings, sport fishing, and leisure cruises across the Sunshine State.
Operate your Florida-based charter business with confidence. This coverage includes professional liability, crew protection, and guest safety—meeting the needs of licensed captains across Florida’s coastal hotspots.
Navigate on your own terms in Florida’s vibrant waterways. Our bareboat policies protect independent skippers from damage and liability while exploring the state’s bays, rivers, and offshore zones.
Running a tour or marine business from Miami to Tampa? We offer commercial-use insurance tailored for Florida-based vessels, keeping your operations protected from legal, property, and operational risks.
Based in Florida but sailing abroad? Our worldwide navigation coverage extends protection beyond state and national borders—ideal for long-distance voyages departing from Florida ports.
If your boat is your home in Florida, we’ve got you covered. Yacht INS offers liveaboard insurance that includes vessel protection and coverage for personal belongings and essential onboard living.
High-value vessels in Florida deserve high-performance protection. Our premium yacht policies cover hull damage, liability, crew, and salvage—customized for Florida marinas, docked or offshore.
Yacht Insurance by the Numbers
$1M+
Average claim value for major yacht incidents involving fire or collision
80%
of luxury yacht owners choose specialized marine insurers over general carriers
$9.4B
Estimated global yacht insurance market size by 2027
35 %
Commercial use of vessels (charters, tours, private events) has grown over the past decade
What Our Clients Say
"Yacht INS made the entire process seamless. They truly understood the needs of my liveaboard lifestyle and crafted a policy that gave me full confidence both at sea and at the dock."
James T.,
"After shopping around, Yacht INS was the only company that offered worldwide navigation coverage at a fair price. Their team was responsive, knowledgeable, and helped me get covered quickly before my Atlantic crossing."
Rebecca M.
"We insure our entire charter fleet with Yacht INS. Their customized business policies and fast support have saved us time, stress, and money over the years."
Daniel R.